Refund & Cancellation Policy
Effective Date: January 4, 2026
Last Updated: January 4, 2026
1. Policy Overview and Scope
This Refund & Cancellation Policy applies to all payments made to lazyfour for Services provided through our ecosystem, which includes but is not limited to:
- evite.ink: Digital invitation services, premium templates, and related features
- SnapVerse: Photo hosting, facial recognition search, storage upgrades, and premium plans
- Any other current or future applications, products, or services offered by lazyfour
By making a purchase or subscribing to any of our Services, you acknowledge that you have read, understood, and agree to be bound by this Refund & Cancellation Policy.
Refunds are not generally available for our Services. We only consider refund requests under specific, limited circumstances as detailed in this policy. All sales are final unless a refund is explicitly granted under the terms outlined below or required by applicable consumer protection laws.
2. Eligibility for Refunds
Refunds will only be considered if all of the following conditions are met:
2.1 Service Failure Due to lazyfour
The service paid for could not be used by you due to a verified technical issue, outage, or failure on the lazyfour side, including but not limited to:
- Permanent inability to access your account due to our system errors
- Critical features paid for are completely non-functional and cannot be fixed within a reasonable timeframe
- Major service outage lasting more than 72 consecutive hours that prevents you from using core paid features
- Data loss resulting from our negligence or system failures (where no backups can be restored)
2.2 Non-Eligible Situations
Refunds will NOT be granted in the following circumstances:
- Change of mind or buyer's remorse
- Failure to read Service descriptions or feature limitations before purchase
- Your inability to use the Service due to lack of technical knowledge or incompatible devices
- Service issues caused by your internet connection, device, or third-party providers
- Violation of our Terms of Service resulting in account suspension or termination
- Partial use of the Service (if you have started using paid features, even minimally)
- Services already consumed (e.g., events already hosted on evite.ink, photos already delivered on SnapVerse)
- Subscriptions that have auto-renewed (you must cancel before renewal to avoid charges)
- Price changes after your purchase (current or future discounts do not entitle you to retroactive refunds)
3. Request Window and Deadlines
3.1 Standard Request Window
Refund requests must be submitted within 10 days of the earlier of:
- The date of your initial payment or subscription charge, OR
- The date you first accessed or used any portion of the paid Service
3.2 Jurisdiction-Specific Periods
In jurisdictions with mandatory consumer protection laws that grant longer periods, we will comply with those requirements:
- European Union: 14-day right of withdrawal for distance contracts (subject to exceptions for fully performed services)
- United Kingdom: Similar 14-day cooling-off period under Consumer Contracts Regulations
- Australia: Consumer Guarantees under Australian Consumer Law
- India: Consumer Protection Act provisions for digital services
Note: If conflicting periods exist, the shorter period applies unless local mandatory law requires otherwise.
3.3 Late Requests
Requests submitted after the applicable deadline will generally be rejected unless you can demonstrate that the issue preventing refund eligibility was not discoverable within the request window.
4. Processing Time
If your refund request is approved, please allow a minimum of 45 business days for processing. This timeframe allows us to:
- Thoroughly investigate the claim and verify service failure
- Coordinate with our payment processors (PayPal, Razorpay)
- Conduct internal reviews and quality assurance
- Process the refund through banking systems
In some cases, the actual processing time may be shorter, but we cannot guarantee expedited processing. The refund will be issued to the original payment method used for the purchase.
Note: Depending on your bank or credit card company, it may take an additional 5-10 business days for the refund to appear in your account after we have processed it.
5. Discretionary Alternatives to Refunds
Instead of issuing a monetary refund, lazyfour reserves the right, at our sole discretion, to offer one or more of the following alternatives:
5.1 Service Extension
Complimentary extension of your subscription or service period to compensate for downtime or service disruptions.
5.2 Account Credits
Store credits equivalent to or exceeding the original purchase amount, applicable to future purchases or upgrades within the lazyfour ecosystem.
5.3 Feature Upgrades
Free upgrade to a higher-tier service plan for a specified period.
5.4 Service Recovery
Technical support to resolve the issue, restore access, or recover data (where possible).
5.5 Partial Remedies
A combination of the above options tailored to your specific situation.
You are not obligated to accept these alternatives. However, if you reject our offered alternative and still wish to pursue a refund, we will evaluate your request on a case-by-case basis.
6. How to Request a Refund
To request a refund, you must follow the process outlined below. Incomplete requests will be rejected.
-
Prepare Your Information
Gather all relevant details including transaction ID, payment receipt, account email, date of purchase, and description of the issue. -
Document the Issue
Collect evidence such as screenshots of error messages, videos demonstrating the problem, email correspondence, and timestamps of when the issue occurred. -
Send a Formal Request
Email webmaster@lazyfour.com with the subject line: "Refund Request - [Your Transaction ID]" -
Include Required Information
Your email must contain:- Full name and account email address
- Transaction ID or payment reference number
- Date of purchase and amount paid
- Service or product purchased
- Detailed description of the service failure or issue
- Evidence supporting your claim (screenshots, error logs, etc.)
- Steps you have already taken to resolve the issue
- Your preferred payment method for refund (must match original payment method)
-
Await Our Response
We will acknowledge receipt of your request within 3-5 business days and begin our investigation. -
Cooperate with Investigation
You may be asked to provide additional information or documentation. Failure to respond within 7 days may result in automatic rejection of your request. -
Receive Decision
We will notify you of our decision (approval, rejection, or alternative offer) within 15-30 business days of receiving your complete request. -
Refund Processing (If Approved)
If approved, the refund will be processed within the 45-day timeframe outlined in Section 4.
7. Subscription Cancellations
7.1 How to Cancel
You may cancel your subscription at any time through your account settings or by contacting us at webmaster@lazyfour.com.
7.2 Effect of Cancellation
When you cancel a subscription:
- You will retain access to paid features until the end of your current billing period
- Your subscription will not auto-renew for the next billing period
- No prorated refund will be issued for the unused portion of your subscription period unless required by law
- After your subscription expires, your account may revert to a free tier (if available) or become inactive
7.3 Preventing Unwanted Charges
To avoid being charged for a renewal period:
- Cancel at least 24 hours before your next billing date
- Check your account email for upcoming renewal notifications
- Monitor your subscription status in your account dashboard
Important: Subscription charges that have already been processed cannot be refunded simply due to failure to cancel before renewal. You must cancel proactively.
8. Chargebacks and Disputes
8.1 Contact Us First
Before initiating a chargeback with your bank or credit card company, please contact us to resolve the issue. Chargebacks are costly and time-consuming for both parties and may result in:
- Immediate suspension of your account and Services
- Permanent banning from our platform if the chargeback is deemed fraudulent or unjustified
- Referral to collections agencies for the disputed amount plus associated fees
8.2 Our Response to Chargebacks
If you initiate a chargeback, we will:
- Suspend your account pending resolution
- Provide evidence to your payment processor demonstrating that services were delivered as described
- Pursue reversal of the chargeback if we believe it is unfounded
8.3 Fraudulent Chargebacks
Chargebacks filed for services that were properly delivered and used constitute fraud. We reserve the right to pursue legal action to recover losses and may report such incidents to relevant authorities.
9. Non-Refundable Items and Services
The following are never refundable under any circumstances:
- Promotional discounts, coupon codes, or special offers (these cannot be exchanged for cash value)
- Account credits or gift balances
- Services that have been fully consumed or delivered (e.g., completed events, downloaded photos)
- Custom work, personalization, or bespoke services created especially for you
- Third-party charges (payment processor fees, taxes imposed by your jurisdiction)
10. Partial Refunds
In rare cases where a refund is warranted but the service has been partially used, we may issue a prorated refund calculated as follows:
- For subscription services: Refund = (Unused days / Total subscription days) × Original payment amount
- For one-time purchases: Refund determined on a case-by-case basis, considering extent of usage
lazyfour has sole discretion in determining eligibility for and amount of partial refunds.
11. Legal Compliance and Consumer Rights
11.1 Compliance with Local Laws
This policy is designed to comply with consumer protection laws in the jurisdictions where we operate, including:
| Jurisdiction | Applicable Laws |
|---|---|
| European Union | Consumer Rights Directive 2011/83/EU, GDPR, national consumer protection laws |
| United States | Federal Trade Commission Act, state consumer protection statutes, Electronic Fund Transfer Act |
| India | Consumer Protection Act, 2019; Information Technology Act; RBI Guidelines |
| United Kingdom | Consumer Rights Act 2015, Consumer Contracts Regulations 2013 |
| Australia | Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010) |
11.2 Mandatory Consumer Rights
Where local consumer protection laws provide you with rights that cannot be waived by contract, those rights take precedence over this policy. This includes, but is not limited to:
- Cooling-off periods for distance contracts
- Rights to refund for defective or not-as-described services
- Consumer guarantees and warranties implied by law
- Rights under unfair contract terms legislation
If any provision of this policy conflicts with mandatory consumer protection laws, that provision will be modified to the minimum extent necessary to comply with the law.
11.3 Dispute Resolution
If we cannot resolve your refund request to your satisfaction, you may have the right to pursue alternative dispute resolution mechanisms:
- EU/EEA Users: European Commission Online Dispute Resolution platform at ec.europa.eu/consumers/odr
- US Users: File a complaint with the Federal Trade Commission or your state Attorney General
- India Users: National Consumer Helpline (NCH) or Consumer Disputes Redressal Commissions
12. Currency and Exchange Rates
Refunds will be issued in the same currency as the original purchase. If your payment was processed in a different currency due to conversion by your payment processor or bank, we are not responsible for:
- Currency exchange rate fluctuations between the purchase date and refund date
- Foreign transaction fees or currency conversion fees charged by your bank
The refund amount will be calculated based on the amount we received, not necessarily the amount charged to your account after currency conversion.
13. Contact Information
For questions about this Refund & Cancellation Policy or to initiate a refund request, please contact us:
Email: webmaster@lazyfour.com
Subject (for refund requests): "Refund Request - [Transaction ID]"
Subject (for policy questions): "Refund Policy Inquiry"
Company: lazyfour
Response Time: 3-5 business days for acknowledgment, 15-30 business days for decision
14. Policy Updates
We reserve the right to modify this Refund & Cancellation Policy at any time. Changes will be effective immediately upon posting to our website with an updated "Last Updated" date.
Material changes that reduce your rights will be communicated via:
- Email notification to your registered email address
- Prominent notice on our website for at least 30 days
- In-app notification (where applicable)
Your continued use of our Services after policy changes constitutes acceptance of the revised policy. However, the policy in effect at the time of your purchase will govern that specific transaction.
Important Legal Notice: This Refund & Cancellation Policy is intended to be fair, balanced, and compliant with applicable laws. However, it is provided for informational purposes and should not be considered legal advice. If you believe your consumer rights under applicable law exceed what is offered in this policy, please consult with a legal professional in your jurisdiction.